Did you know that when it comes to roadside assistance, there are two types of coverage to choose from now? You’re probably already familiar with vehicle assistance coverage but you can also have an individual roadside assistance policy. While the two are similar in some ways because they offer drivers that added piece of mind that only this of coverage can provide, there is a big difference between them.

Vehicle assistance has been around for a long time and you can find many companies that offer drivers this type of protection. The individual policy is fairly new so you may not have heard of it before but it’s something that is definitely worth learning more about. The benefits offered by this new coverage are sure to make it as popular as the original coverage. In fact, this new type of coverage will cater to many people who never had a need for the vehicle roadside assistance, so it’s a great opportunity for consumers.

What They Have In Common

The two types of roadside assistance plans have a lot in common. They both offer drivers assistance in the event they get stranded on the side of the road. They both offer towing, flat tire service, locksmith, jumpstart, fuel delivery and lots of hotel and travel discounts.

Anything can happen unexpectedly when you’re on the road, even to a new vehicle. Therefore, you never know when you might end up needed some type of help. You could run over something and puncture a tire. You could be in a hurry or get distracted and lock your keys in the car. What would you do if you left your lights on and drained the battery? Calling out a professional service without any type of coverage can be very expensive.

What Makes Them Different?

The one main difference between vehicle assistance and the individual policy is who the coverage followers. When you have the vehicle policy, it covers the automobile, motorcycle or SUV that you list on the policy. This is an excellent plan for families who have multiple drivers and one vehicle because it doesn’t matter who is driving, they can call for assistance and someone will be on the way shortly.

The individual policy is just the opposite. It covers the person not the vehicle so if you get this plan, you will have coverage no matter what vehicle you are driving. This one is a great option for an employee who drives company vehicles, college students or anyone who does not own their own car but who drives vehicles belonging to family or friends.