What is the best price car insurance? You may be surprised at the answer. It’s not the cheapest or the one with the most coverage. It’s the policy that offers you the type of coverage you need and the one that makes you feel safer when you’re on the road. The best coverage will also include a good roadside assistance plan, so you are fully covered in all types of emergencies from accidents to breakdowns.

When trying to figure out the best price for your car insurance, consider this. You’re driving home late one night and your car stalls and won’t crank again. You have no idea what’s wrong and you’re not in a familiar part of town. What do you do? You can call your auto insurance company but unless you’re involved in an accident or have towing on your policy, they’re not going to send help.

So, you’re stuck on the side of the road until you can find a wrecker that will come out in the middle of the night or someone you know comes and picks you. Even if a friend or loved one comes to help, you’ll still have to leave your vehicle sitting on the side of the road until you can reach a wrecking service. You’ll also have to pay for the towing at the time of service.

On the other hand, if you had a roadside assistance plan to go with that car insurance policy, the problem would be solved. Simply call the 1-800 number provided with the service, explain the situation to the representative and before you know it, there will be a tow truck on the way to your location.

Looking at this scenario, you can see that the best price is not as simple as getting a quote and choosing the cheapest one. It involves determining your personal needs so you can find coverage that protects you in different situations. Anyone can find cheap liability car insurance but all that does is make it legal for you to drive.

If you’re involved in an accident, there’s no medical coverage for you or your passengers and you still have to deal with getting your vehicle towed right in the middle of dealing with the emergency at hand. When your car breaks down, it’s stressful enough without making calls to find someone to come get it off the road and worrying about getting a ride home yourself.

When searching for the best price car insurance, consider the coverage it offers, the coverage you would be comfortable having and then add on a good roadside assistance plan. Then, you’ll have the very best coverage on the road for all scenarios.